Some groups are doing things that cost nothing at all, such as seniors who host students in their homes. I have seen that in St. John's. I have also seen it not far from here; I think it was in Gatineau. In St. John's, there weren't enough university residences. To solve that problem, they combined two solutions to address two different problems. When a young student goes to live with a senior, they can help each other financially and physically. So it is possible to include that sort of thing in a housing strategy.
Of course, a flexible strategy assumes that each region is able to determine what is important and what would be useful in its case.