I agree with that objective; there's no doubt about that. I emphasize that I know you're not the policy-maker. You're explaining the policy that's put in place by cabinet, so I'm not being critical of you. But right now private sector investors can build, own, operate infrastructure wherever provincial and municipal governments agree to let them do so. We have a very advanced financial system that allows such projects to be privately financed.
Where I have concerns is when we nationalize the risk, and then privatize the profit. My concern with this model is that we're going to have investors who are looking for their 6% or 7%, which is fine, but then they're taking the risk that's necessary to get those kinds of returns and putting it on the taxpayer, people who are, on average, worse off economically than the profiteers. I think as a committee that's focusing on poverty, we should be very concerned whenever the government puts in place a deliberate wealth transfer from middle- and modest-income people, to extremely wealthy people. There's a very serious risk of that happening with this bank.