Thank you very much. I agree very greatly.
Kate, I believe you brought this up. When we talk about some of the barriers that we have to housing, a lot of it has to do with red tape. I think you said there are so many challenges to building the rent-geared-to.... You know what I'm saying.
What are some of those challenges and how can we fix some of those barriers? What do you see as being some of these issues?