Immigrant Access Fund is the only organization that is able to provide loans to immigrants across Canada, with the exception of Quebec for various reasons, which is not to say that we wouldn't love to do that.
We are one of a kind in the sense that we provide services federally through a remote program. We don't have staff across the country, but we do provide services across the country. There are much smaller programs, a couple of very small programs in Ontario and one in Manitoba, but these organizations have really struggled with maintaining their funding. The funding comes and goes. There was a very strong program in Vancouver that has unfortunately had to stop issuing loans, because they simply didn't have the funds to do it.
Luckily, because Immigrant Access Fund does have the three legs of the stool—the private sector, public sector, and community—we have been able to keep our services constant across the country and to respond to any of the loan applicants that come to us.