I think there are a few things.
Let's move away from the funding because our core funding comes from the federal government. When you get an organization like Immigrant Access Fund that is ready to think about innovation.... When we look at the capacity we need to deliver more loans, right now we have $2.4 million ready to us in loan capital from the private sector. We could write a cheque tomorrow for loans for $2.4 million. Our lack of ability to do that comes from not having capacity.
Let's start thinking with some innovation. Let's do a full exploration of social finance opportunities, pay for performance models, and impact investing, things that move this organization away from annual contribution agreements or grants to building an infrastructure that will allow us to tap into the outcomes that we're seeing. The gains to the economy, let's feed that back into the organization so that we can continue to do this work and continue to do more and more loans going forward.