Thank you very much, everybody, for being here.
Again, Teesha, I'm glad we could get you guys in today.
I'm going to start off with Thom. As you well know, I'm a big fan of what you're doing. I think to be able to build low-income housing without money from the government, without waiting for any government to help you out, using those private funds and assets that you have is a fantastic idea. The only question I have at the start is why this is not happening everywhere. Why does this seem to be a bit of a secret?