I'm grateful for the opportunity, thank you.
This is a subject that has, I think, become a matter of growing political consensus, similar to many of the things that I talked about earlier.
President Obama's former chair of the council of economic advisers, Jason Furman, has written extensively about the extent to which restrictions on housing supply, urban containment strategies, and exclusionary zoning are not just driving up housing prices, but in turn, precluding low- and middle-income citizens from moving to dynamic job-creating cities because of the cost of housing. Not only is it having an impact on them and their families, it's having a national economic impact to the extent that we don't have people responding to our labour market needs because of the barrier of housing affordability.