Yes. It's not only loan expenses for the child that are upcoming—you have to purchase the car seat and all that before you have your child—but there are others. I had to have physiotherapy in my late pregnancy because I had had a previous late miscarriage that was traumatic.
I know women who have varicose veins that can be extremely painful, and they have to buy expensive nylons. There are also medications, so any help comparable to what you would have as work benefits—some people don't have health benefits from their work, so that may be a limiting factor for women—would be of huge help with medical expenses during the late months of pregnancy.