On housing, let's be clear, we have more than doubled the base funding last year, from $2.2 to $4.8 billion. We are adding $11.2 billion for the new housing strategy and are also adding $10.9 billion in new below-mortgage loans and guarantees. When combined with the renewal of operating agreements and health accords, it's a significant program.
How does it need to be profiled and delivered to accommodate an aging population?