The short answer is yes. Things have changed a lot, and I think the biggest changes here are really for women. Women have gained much better access to independent incomes and to having pensions of their own. These types of resources are more clearly available to them.
Just to pick up on some of the things that have been said here, though, I think part of what has become more difficult is the complexity of what they're entering—trying to navigate that system. That's where, as a few people have pointed out, we really need feet on the ground.
I think of my own mom moving into retirement, very humbly. She has the benefit of having a daughter who has read the CPP act and the OAS act and can work this out for her, but other people need that person to come and see, to work through things with them.
That said, on average seniors are much better off today than they were 50 years ago. I think we could imagine this continuing as we move forward, both in terms of health and retirement income and the pensions that will be there. People are having to rethink how they think about pensions and retirement income for generation X and subsequent generations, but it's just a different picture rather than necessarily a worse picture.