Thank you. I apologize for giving my answer in English.
Yes, there are jurisdictions where we see better practice around home care and universal availability of home care supports on a national level, such as in many of the European countries. It starts with recognizing that if the goal is to facilitate independence for the senior to live in the community for as long as possible, financial impediment should not be the reason that they go into a care facility setting where the government is going to step in and pay more. The analogy is penny-wise and pound foolish.
For example, if we don't provide supports for people to go and assist with those who can no longer handle their activities of daily living, such as bathing and getting dressed, they're going to go into a care facility and we're going to pay much more. In some countries, at a certain age—and it's not 65, but generally much older, like 75 or sometimes 80—there is an assessment done regardless to determine what we would call a baseline. You are then able to monitor to see when help is needed, and help is then provided.
Certainly when we look at other countries, we see that our rate of what I would call institutionalization is much higher than in some other countries. Those are countries with populations older than our populations. While our population is going to reach 25% in about 20 years, some other countries are already there, and they have much lower rates of institutionalization of their senior population.