Regarding the price-based system, as I said, the chief actuary is predicting prices to increase by 2% a year, and the wage measure would be about 3% a year. Essentially, the OAS costs are increasing by 2% a year now; they would increase by 3%.
In one year, it's not going to make a huge amount of difference, but over 10 or 20 years it starts to add up significantly. The chief actuary has costed this in his recent actuarial reports. The numbers are there as to how much it would cost to move from a price-based system to a wage-based system. It's not especially cheap over the long run, but it's an important step. There are places where you could land in the middle, too, if you didn't have the fiscal room.