Thank you, Mr. Chair.
It's always good to see you, Minister. I appreciate the work you're doing for seniors.
You've run through the list of things that you've worked on. When you met with the shadow minister and me, one of the things in the letter that we discussed was the RRIF piece. I know that you've talked about the 25%, but what we're hearing constantly is that there are two pieces to the RRIF. We have those people who would like it to stay 100% within the fund, and those who would like to take out more, without penalty.
I'm sure you've heard about this. I'm sure you've looked into it. I'm sure you've discussed this with your staff and with Finance. What are your thoughts, and what have you learned about this particular aspect? It is a significant request that we're hearing from seniors.