Thank you. There are as many challenges with refinancing as there are in redevelopment.
Ms. Sam, I'm going to you now. I want to thank you for your testimony as well and for your lived experience. In particular, I wanted to pick up on the theme of unconditional love and support. We have heard from other witnesses that in communities there seems to be a need for a kind of ecosystem of supports to go along with the housing. We've heard that from many other witnesses.
Could you speak to gaps in services and supports that might need to be filled in your community? I resist talking that way because I'm not sure it's always about “filling holes”, as a metaphor, but maybe you have some insight as to what is needed.