Thank you, Mr. Chair.
Thank you to the analysts for doing the work they've done so far. It is very much appreciated.
I'm just wondering, with regard to section D as well—D.1: “Factors that Contribute to the Housing Shortage”—if there can be something on limitations of current policies that can be a barrier—for example, administrative burdens or even bureaucracy. I know there was some testimony late last year about some of the administrative burdens and how even though it's current policy it still is a burden, or how some of the smaller organizations actually don't even apply because doing that costs money and takes manpower and that type of thing.