It would simplify things in terms of the debate we're going through now, for example, with sickness benefits.
The other thing is that, quite rightly, MPs bring issues to the EI system as they become aware and as we get better publicity. Now we've layered so many different types of programs that require so many different regulations and information. These accounts would simplify that, and I think it would be a positive way of understanding agency in the context of demographic risks.