It's difficult to say. It changes.
When we launched the CERB, we declined a very small number of the applications. When the program was up and running, there weren't as many upfront validations and we didn't have 2019 income at that time. Then we moved to the CRB and the new measures. We put in place more upfront validation. We're able to look at 2019 income. We're able to look at a broader range of things.
I don't have a precise number, but my guess would be a little bit under 5%. I can certainly get that for you.