Before I defer to Mr. Siddall for this answer, I will start off by saying that a lot of work has gone into streamlining the process. That work continues. It is fair to say that a lot of progress has been made to streamline the process, but there are also a lot of things that other actors beyond the federal government can do. For example, what municipal governments do before the applications reach CMHC is also part of the mix. You can see that municipality A will fast-track and offer incentives and move things along; municipality B will not do that.
In terms of what can be done beyond here, I'll turn to Mr. Siddall.