Again, my apologies.
My understanding is that, year-to-date, and that goes up to the end of September as that's when we most recently tracked, the number of bankruptcies that we've had is 186 versus 223 in the same period last year. That represents 83%, so that's fewer bankruptcies than normal. However, during that same period, the number of individuals associated with those bankruptcies went from 7,900 last year to over 9,000 this year, so the number of individuals who have benefited from the WEPP has gone up by 15%.
What I want to say is that last year, which we're comparing it to, was an unusual year. We had very high volumes last year, so the volume to date is about 1.5 times our normal annual volume.