Thank you for that.
The CEO of CMHC has come to this committee multiple times and did say that they had lost a lot of their expertise there. If I think about the fact that we're in a crisis and that we need to get housing, not necessarily built but certainly subsidized—maybe some housing that's already been built—what could you advise the government to do to get that skill set into CMHC and remove some of those, I think you were saying, multiple 20-page documents that folks need to fill out to get programs done?