Yes, obviously we've been calling for the change to amortization rules for a long time, because we need to get more supply, and if we can enable more people to enter the market, it will create a better market. It goes to the previous question: If you are having a tough time just selling any house, you're not concerned about innovation.
If I could add something, just today more announcements were made around the insured mortgage space to allow refinancing to then create secondary suites. Enabling secondary suites, laneway suites, etc., speaks directly to what we're talking about today. We have a lot of opportunity to increase density gently through laneway housing and that sort of thing. Financing has been a big barrier to that, so enabling Canadians to find ways to finance a secondary suite, be it for their own family or rentals to others, is a huge opportunity.