Thank you.
Following up on what you just said, this is not what I want to ask, but it's important to point out that those fees and charges at the local level are financed by the developer, but then they go on the cost of the mortgage for the homeowner and they get financed again. It's an important point to make.
I wanted to speak specifically, though, to financial system and policy recommendations that the Canadian Home Builders made in their report on sector transition strategy.
You mentioned a number of items. One thing wasn't mentioned in there, though: We basically need to attract roughly $3 trillion of investment in the housing space over the next few years to build the homes we need. Do you think the government's most recent changes to the capital gains tax are helpful to attract that investment or not?