Thank you, Mr. Chair, and thank you to the witnesses for being here today.
My first questions are for Habitat for Humanity, but first of all I want to thank you for the good work you do. In my community of Kelowna—Lake Country, I've volunteered for my local organization, and they also have a ReStore. Thank you to all of the volunteers and all the people involved in your organization.
I wanted to ask about a commissioned report that was done by Habitat for Humanity Canada last year, studying the housing crisis. That report found that 49% of Canadians were spending 50% or more of their household income on housing costs. Do you think that number has become worse or better over the last nine years, based on your experience?