Thank you, Mr. Chair.
Thank you to our witnesses this afternoon, especially the ones from my riding of Saint John.
As a member of Parliament in this riding, certainly one of the most frustrating things I've seen and dealt with are the lack of affordable housing units and the crisis that we're in with respect to affordable housing. I'm certainly pleased to hear our mayor and you, Mr. Collin, recognize that it is an emergency.
We've also heard consistently through the testimony so far that we need to get money in the hands of municipalities and cut through the red tape. Again, we've heard and we've learned who knows better how to invest that money and who should have their own strategies to deal with their own unique situations. Obviously further to that, we certainly know that not all municipalities are the same. They have different needs.
My first question is to Ms. Hamilton or Mr. Collin.
Share with the committee how that money could best be used. I won't lead you, but could it be invested in land or administration, what have you?