I'll begin and I'll ask Amber to chime in.
I don't think the fund is going to solve the problem, but it can certainly make very important contributions. We see the role of the not-for-profit sector and the co-operative housing sector as being absolutely essential to affordability, but you also raise an interesting point, which is that looking at questions of housing affordability without looking at incomes is really only one side of the story.
We also have work to do in terms of affordability and in terms of incomes of Canadians who are looking to get into the housing market, either the rental or the purchasing market, so this program needs to fit into a much broader context that includes some of those initiatives as well.