I'll simply add that affordable housing must be part of the equation. The extent to which this fund can assist with deep affordability is something that should be seriously considered.
In Ontario, municipalities are keenly incented to increase the amount of affordable housing available, because when housing becomes unaffordable, as our other witnesses will tell you, the result is increased homelessness. In the province of Ontario at least, that's a municipal responsibility. Municipalities are concerned with housing at all ends of the market, and one affects the other. As I said, they're motivated to address this problem, and this fund can be extremely helpful to municipalities of all sizes as we look ahead to doing that.