Thank you, Minister.
To the CMHC, I note here that you're using population statistics from 2016 to create housing supply projections, so I am uncertain as to where the 3.5 million homes in nine years comes from.
For my last minute, I'm going to turn to the question about the need for funds to flow immediately and how it has been stated in the past that perhaps CMHC could be better in terms of allowing funds to get out the door. Since I have very little time left, I'll ask the CMHC if you agree that funds need to be able to flow immediately, and what is your plan to do that?