Thank you, Mr. Chair.
I wanted to revisit this idea of the necessities of life because of what we heard in some testimony.
Mr. Gladstone, I will ask you to answer first, and then Mr. Neven.
What we heard in some testimony was that it costs more to have a disability. It costs more than the average necessities of life, even with our Poverty Reduction Act, which talks about a poverty level or a poverty line. Mr. Neven, you talked about a $1,000 gap in housing alone.
Mr. Gladstone, do you have any suggestions for what financial security needs to look like in the way of a minimum benefit, and what kinds of things it needs to cover?