I would mention that the federal government currently has programs like the disability tax credit. The provincial governments have, in Ontario's case, the ODSP. To Mr. Neven's comment, it could be used with the ability to appeal if one is not eligible for a program for whatever reason, so that the eligibility will still be there.
In terms of the cost, I'll mention one ridiculousness of living in York Region and sometimes having to go to Toronto. Going back and forth, you know that as soon as you cross Steeles, and although each municipality has a wonderful transit service for those with disabilities, you have to take a taxi, and up goes the cost. If you did not have a disability, you would not have that issue.