Can I give you an example of a situation that exists in Muskoka?
Community Living South Muskoka is obviously a pretty important organization in our community. They actually owned a piece of land and got all the municipal approvals done. Everything was ready to go. When they finally got through all of that painful process—having been a former mayor, I know how painful municipalities can be—and they started dealing with the CMHC, that's when they gave up. They sold the land. It was like a straitjacket.
If you've had enough experience in dealing with CMHC, I'm wondering if you could speak to whether there is anything we should be focusing on here to improve the process. I know that they're all well-meaning and want to help, but it sounds like there have been an awful lot of circumstances in which they couldn't get the money out the door because we couldn't tick every box. Would you suggest any things that we could do to make the CMHC work better and faster?