Thank you, Mr. Chair, and thank you so much to the witnesses for being here today.
I'm fairly new to government, at least to the House of Commons. It's been a year. I know this program, this initiative—the $72 billion that's been invested—has been an incredible initiative to help Canadians. I've always associated home ownership with reaching the Canadian dream of participating fully in society. I also know that you've only had about five years to rebuild a program that was lost for decades. Governments in the past did not invest properly into this area, and the $72-billion investment is going to have a huge impact on helping Canadians.
My question to you is this: What were some of the biggest challenges? You mentioned that you had to reconnect with organizations on the ground. What were some of the big challenges that your organization had to go through over the last five years to reconnect, rebuild and re-establish the Canadian government as a major player in home affordability challenges?