Thank you.
Ms. Bowers, I want to give you an analogy. In my past life, I was president of a hockey team. I talk about it often: the Saint John Sea Dogs. As president of that team, if I had consistently had season ticket holders coming to me or season ticket holders out in my community saying that dealing with the Saint John Sea Dogs was difficult and dealing with the Saint John Sea Dogs was cumbersome, I would have recognized that there was a problem internally, maybe culturally or in process or bureaucracy, or what have you.
We have some great proponents in my riding, two of them, and to be perfectly blunt, I've seen them age before my eyes over the last few years of trying to get through the coinvestment process and the frustration and the delays. Another one, for a shelter that was funded through rapid housing—I'm very appreciative of that—used to call me at times, so frustrated that, to be blunt again, she was crying. She just couldn't get through the process.
I ask you sincerely, as the head of CMHC, whether you recognize.... I'll qualify it. I know, as you said earlier, that it's very difficult—it's complex—to move forward with affordable housing, and that there are a lot of challenges, whether it's to get builders to build it, the cost per door or what have you. As the head of CMHC, though, do you recognize that there are problems with the process?
I've always said I'd like to see CMHC become less bureaucratic and more entrepreneurial, and I know that's not easy, but sometimes it seems like a lot of the non-profits just get so frustrated because they have one barrier after another. I know there's a process in place, but can you comment on that, as the head of CMHC, on what you see, what you recognize and what you can do to potentially turn that around?
Thank you.