In response to the question, over the last year we implemented a new process in the co-investment fund, which is a contribution-only stream, where we turned around applications in as little as four weeks. Those were targeted specifically at the smaller not-for-profits to make it simpler. There was not a loan component associated with those, and we were granting up to $125,000 a door for those particular ones. That was in recognition of the lessons learned around dealing with those organizations and dealing as well with the level of affordability. That's just one example.
I would say that another example is that we worked very closely to reduce the amount of paperwork and legal requirements to sign the final agreement, to improve it as a process.
Those are just two examples that we've looked at.
The third thing I would say is that we took the lessons learned from some programs and applied them to the rapid housing. That's an example of where we've taken our processes and really reduced them dramatically to enable ease of application.