Thank you for the question.
I would like to say that we at CMHC do believe there's one single definition of affordability, which is that is an individual spends less than 30% of their pre-tax income on lodging.
The NHS programs have different criteria associated with them, depending on the groups targeted and the policy intent of the program itself, as well as the level of grant contributions, which directly affects the level of affordability that could be achieved.
I would say that we do have one single definition of affordability, but there are different criteria depending on the different programs.