Thank you.
As part of that, looking at what the information is being used for, are you aware of anything or did you come across anything in your audit from the regulator's point of view? Are there opportunities there that should be looked at from a regulatory point of view and not just from an individual organization point of view, whether it's policy or benchmarks?
Is there anything that you came across as part of that process that maybe should be looked at from the regulator's point of view?