I'm not sure if there's a second tier. The same criteria are being used for all municipalities. I think for larger municipalities there is a higher standard that has to be met, given the complexity of the housing. I think they need seven reforms instead of five.
In terms of the selection process, we have almost like a drop-down menu of reforms we think will be most impactful in spurring housing construction. We work with each municipality to choose which of those reforms are most appropriate for them. Most importantly, CMHC has a historical database of housing starts for that municipality. We work with the municipality and really have a discussion as to an ambitious target with respect to exceeding historical housing starts and if these municipal changes and transformations can actually result in the increase in supply we want.