Okay.
The Bank of Canada has made it clear that there are a number of challenges we're facing in Canada related to affordability. Tiff Macklem said, “Inflation in shelter prices is running above 6%. Part of this is due to...mortgage interest costs following increases in our policy interest rate. It also reflects higher rents and other housing costs, and these pressures are more related to the structural shortage of housing supply.” He also said, “All of this is making underlying inflation more persistent.”
I know you're a former banker. Would you agree that inflation is causing some of the problems here?