Thanks, Mr. Chair.
Mr. Bessen, I'm going to start with you.
I'm actually just going ask a question about housing, frankly. That's my portfolio. I know that there's a huge challenge with housing in the United States, as well as here in Canada. A big part of the problem is the lack of supply and the pace at which things get approved—with plans and all of that kind of stuff.
I'm wondering if you could speak a little to the application of tools like AI to speed up the approvals process, for example, in municipal zoning and that kind of thing. When you made your comments, I kept thinking about how this is a tool to be used, not to be afraid of. It presents opportunities. I'm hopeful that maybe it presents some opportunities in the housing sector.