I won't be able to speak on behalf of the banks, but what I can say is that, at SAP, we always view the necessity of the human in any of the work being done. We see AI as an augmentation tool, and not as a replacement for a particular job. This is the case for the various industries that we cover across the board, whether in Canada or around the world.
That brings an important question about how we support the employees to better skill them for the new tools they're going to be leveraging, to be able to use their time in more strategic ways that are linked to business processes.