I think what you're saying is very much aligned with what I am saying. We need a targeted approach but not necessarily in the Old Age Security Act. Some of those targets will be with respect to, as you said, support for living, accommodation, housing, dental care, and health care. I think many seniors would prefer to have, rather than a 10% increase in their OAS, a much-improved access to emergency departments or to primary care.
We need to think about how we spend our money. When we're spending it on seniors in something like the Old Age Security Act, we need to think about whether we're taking a broad brush and giving it to high-income and low-income seniors alike or whether we want to focus some of that money—not necessarily all of it, but a great proportion of it—on low-income seniors.