Yes, those provisions exist. If someone said...and maybe this is where you're going; it's always dangerous to speculate. If your question is, to implement RAD tomorrow, would we just snap our fingers and move, the answer is no, because frankly the transition provisions would have to be examined. There have been changes, and we will let the IRB talk about those, but they would in a sense need to be updated. There isn't a switch to throw and have everything go back to a state that it wasn't even at when IRPA was passed.
