One of the other things raised was that it seems that the regulations apply after an application is submitted, and there was a concern that services are rendered prior to that point that are not actually indicated in the application process. So they are not identified, but they are actually doing a service for a fee, perhaps. Do you have any comments about when the regulation should apply or otherwise? Has that been an issue at all?
On April 16th, 2008. See this statement in context.