I think there could be. I think that could help. This is an area of experimentation. We need to try a few different things to see what works. For the last five years we have been trying to do a number of different things with small employers. A couple have worked; many have not. We need to keep trying. We haven't found the silver bullet, and there may not be one. We may need to have a number of different products that will suit different industries and different-sized employers in different ways.
On October 22nd, 2009. See this statement in context.