Obviously I knew the Quebec system and the system in the rest of Canada that has had all sorts of problems. That wasn't the case in Quebec; they were very interested and they adapted to the situation. It seems to me that it isn't just a question of waiting times. There may be something else that should be done in the rest of the country to improve the federal program.
You said that you might be able to ask for the money faster. That is the banker speaking, I suppose he is the one who wants to have a deposit as fast as possible, is that it?