In terms of the average client profile, I would say, on the contrary, that there are still a lot of very good applicants, who have very good business profiles.
As well, if I had to make only one recommendation, I would suggest that we increase the number of applicants admitted. But I'm not naive. I know the challenges the people at CIC are facing. I know they have a lot of work and numerous classes of applicants to manage. There is always the question of priorities. I understand that. We say that more has to be done, but there is a way of reducing the number of new cases coming in a little. How can that be done? By increasing the amount. It's time to do that. It would encourage greater commitment on the part of the client, from the outset.