Thank you, Mr. Chair.
Thank you for being here.
I am going to start with an initial question about Mr. Audet's presentation. Obviously, I am very happy that a representative of Fiducie Desjardins, the great Quebec institution, is here today. As well, like my colleagues, I was very pleased to see the tables and presentations.
I would just like to examine section 1F in more detail. Right at the beginning, on the first line, it shows that the approval rate for applications from Quebec processed abroad is 98%, which is quite high. It seems to me, having been an engineer in the past, that this process is virtually useless. Ultimately, nearly everyone who starts the process finishes it, since only 29 were rejected. Compared to those applications, the approval rate at the federal level is 70%. So the process involves a larger number of rejections.
Can you tell us what explains the difference between the two approval rates? Also, do you have a breakdown of the rejected cases? Are those cases for security or health reasons?