Those are factors that the refugee appeal division member would have to take into account.
You and I may have differing views with respect to those two different scenarios. Cost may be less clear-cut than the latter; if the person can demonstrate the risk to their family had they moved too quickly with respect to that evidence, then the member has the authority to say, yes, I understand; that's reasonable under the circumstances; you can present that evidence.
If it's a case of not having the money, not having the money may be a question of “I didn't want to spend the money”. Those are issues that the refugee appeal division member would have to take into account and weigh and reach a decision.