I'm certain that could come as a result of negotiation between the new regulator, if there is one, and CSIC. I will say, however, that you have to understand that this $1.2 million is still a fund that has not been properly funded.
Our actuarial studies in terms of the risk require a much larger fund. We have decided that in order to try to minimize the impact, or at least make it workable with a membership of 1,800 members, this has to be built over a five-year period. So when you are focused in on $1.2 million, I'll say that an actual fund that's going to provide the necessary protection--and remember, this only came in to 2008--is going to have to be in the order of closer to $4 million, given the number of people it's covering and in fact the impact of what Bill C-35 is going to mean, given that there's now a new offence. This means, most probably--and hopefully, if CBSA does what they're going to do--that there are going to be increased convictions and prosecutions of members, potentially, and therefore more payouts from the fund.
It's really a question of risk in terms of what the fund has to be, how big the fund has to be, and how that's built up over time.