I'll give you one example of a misrepresentation, and in fact it is quite a common example. People don't fill forms out carefully, so they will put on their form that they studied until April 2006 and their educational certificate will show that they studied until September 2006. That's a misrepresentation that results in a two-year bar. Now it will result in the five-year bar. It's not intentional.
In fact, in one case I pulled out all this old contract case law where the court absolved CEOs for not reading the contract properly at the time. People don't read things carefully, so people are now being caught by these provisions, since the two-year bar went in, for doing silly little things like that. It's being used for literally anything that doesn't match up.