I'm sure you can appreciate that every application, just like every person, is different. Their family circumstances, their work situation, and the assets and savings they have would be according to the individuals. Certainly, we are constantly working with all the officers, as we do with any new officers, in terms of providing information.
Recently, with the occurrence of the demonetization of the rupee in India, we are certainly taking that into account as to what possible impacts there could be on our clientele, for example, or on the documentation—again, just keeping that evergreen and providing that training and information to our staff.